Following reports of a secret meeting between SWIFT and Ripple executives, speculation surrounding XRP has intensified, sparking market discussions about institutional adoption of XRP. Analysts point out that Ripple CEO Brad Garlinghouse previously predicted the XRP Ledger could capture a significant portion of SWIFT's transaction volume. Meanwhile, the XRP ecosystem is steadily advancing, with RealFi finalizing a listing agreement for the REAL token on a major exchange, and the upcoming XRP Australia 2026 developer sprint aiming to deliver functional minimum viable products (MVPs) across various verticals. From a technical perspective, analysts observe that XRP's price is currently in a consolidation phase, and a breakout in the volume Z-Score above +2 could signal an impending price breakout, as such moves have historically preceded strong directional price action.