Goldman Sachs has disclosed significant holdings in exchange-traded funds (ETFs) tied to XRP. According to its latest Q4 2025 13F filing, the Wall Street giant currently holds approximately $153 million in XRP exposure. The development was first highlighted by cryptocurrency broadcaster Eleanor Terrett, who revealed that Goldman Sachs holds $1.1 billion in Bitcoin, $1 billion in Ethereum, $153 million in XRP, and $108 million in Solana. Key Points Goldman Sachs disclosed $153 million in XRP exposure via spot ETFs in its Q4 13F filing. The bank’s crypto holdings include $1.1 billion in Bitcoin, $1 billion in Ethereum, $153 million in XRP, and $108 million in Solana. This investment exposure was gained through regulated ETFs, not direct token custody. XRP ETFs recorded $3.26 million in inflows, reflecting steady institutional interest. XRP investment exposure was gained through ETFs, not direct holdings. It should be noted that Goldman Sachs’ crypto investments were made via spot cryptocurrency ETFs, rather than direct holdings of digital assets. This structure suggests the bank favors regulated investment vehicles over direct digital asset custody. Specifically regarding XRP, the bank holds exposure across several XRP products, including: Bitwise XRP ETF (AUM: $254 million) Franklin Templeton XRP ETF (AUM: $227 million) Grayscale XRP ETF (AUM: $86 million) 21Shares XRP ETF (AUM: $171 million) In other words, Goldman’s $153 million investment in XRP ETFs represents a significant contribution to the total $1.01 billion in XRP ETF assets and $1.2 billion in cumulative inflows. Notably, on the day of the disclosure, XRP ETFs reported $3.26 million in new investments. Only Bitwise and Grayscale recorded inflows, while others saw none. Daily trading volume for XRP ETFs also approached $15 million. Latest XRP ETF Record Institutional Signals for XRP XRP community figures Xaif and Chad Steingraber view this disclosure as a key step in XRP’s institutional recognition within regulated markets. In their view, Wall Street is no longer just observing XRP—it is actively allocating capital to it. This is further reinforced by the latest Crypto Fundamentals report, which states that eight public companies have committed $2 billion to building XRP-focused treasuries. Meanwhile, Bitcoin and Ethereum continue to dominate Goldman Sachs’ crypto holdings by dollar value. However, the scale of its XRP allocation is sufficient to give the asset a foothold in institutional investor discussions. Goldman Sachs Crypto Holdings Including XRP Broader Policy and Market Context The disclosure comes as Goldman Sachs maintains an active presence in ongoing crypto policy discussions. The firm has representatives at White House meetings on stablecoin yields. Crypto industry leaders, including executives from Ripple and Coinbase, have been discussing this topic in recent weeks, though the passage of the Clarity Act has been delayed as stakeholders have yet to reach a compromise. Meanwhile, Goldman Sachs CEO David Solomon is scheduled to speak at the World Liberty Financial Forum in Palm Beach next week. With regulated XRP ETFs now attracting capital from one of the world’s largest investment banks, institutional interest appears to be shifting from direct token custody toward compliant exchange-traded products. For XRP holders, regulated XRP trading channels are gaining increasing traction on Wall Street.